Jane Coit Real Estate Inc. | Plymouth Real Estate, Kingston Real Estate, Hanover Real Estate


This Single-Family in Plymouth, MA recently sold for $670,000. This Colonial style home was sold by Office Kingston - Jane Coit Real Estate Inc..


15 Ryans Way, Plymouth, MA 02360

Single-Family

$609,900
Price
$670,000
Sale Price

7
Rooms
3
Beds
2/1
Full/Half Baths
Another Gorgeous Colonial for sale in this picture-perfect neighborhood of Applewood Estates! Located just minutes from highway access,downtown historic Plymouth/Waterfront,public beach & all amenities,yet tucked away in a serene,secret oasis.A storybook setting with double cul-de-sacs and minimal traffic,perfect for kids at play!This home has been meticulously cared for & is turn-key ready for its new owners.Professional landscaping,full irrigation,invisible fence,attached 2 car garage,oversized shed & a level,green back yard.Freshly painted interior (2021) & New hardwoods throughout(2020).Gorgeous,sunlit open kitchen w/granite counters,custom cabinetry & stainless appliances.Charming custom built-ins,cozy gas fireplace & pretty wainscoting.Three large bedrooms upstairs including a Master Suite w/spacious walk-in closet & full bath w/double vanity.Convenient laundry room on 2nd floor!Huge,clean basement can be finished for bonus space & so much storage! Don't miss this perfect home!

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There are a number of programs, government-sponsored and otherwise, that are designed to help aspiring homeowners find and get approved for a mortgage that works for them.

Among these are first-time homeowner loans insured by the Housing and Urban Development Department, mortgages and loans insured by the USDA designed to help people living in urban and rural areas, and VA loans, sponsored by the U.S. Department of Veterans Affairs.


In today’s post, I’m going to give you a basic rundown of VA loans, who is eligible for them, and how to apply for one. That way you’ll feel confident knowing you’re getting the best possible deal on your home mortgage.


What is a VA Loan?

VA loans can provide soon-to-be homeowners who have served their country with low-interest rates and no private mortgage insurance (PMI).

If you’re hoping to buy a home soon and don’t have at least a 20% down payment, you typically have to take out private mortgage insurance. This means paying an extra insurance bill on top of your monthly mortgage payments. The downside of PMI is that it never turns into equity that you can then use when you decide to move again or sell your home.

Loans that are guaranteed by the VA don’t require PMI because the bank knows your loan is a safer investment than if it wasn’t guaranteed

VA loans may also help you secure a lower interest rate, or give you some negotiating power when it comes to discussing your interest rate.

Finally, VA loans set limits on the number of closing costs you can pay in your mortgage. And, if you’ve ever bought a home before, you’ll know how quickly closing costs can add up.

Who is eligible?

There are some common misconceptions about who can apply for a VA loan? So, we’ll cover all the bases of eligibility.

If you meet one of the following criteria, you may be eligible for a VA loan:


  • You’ve served 90 consecutive days during wartime

  • You’ve served 181 days during peacetime

  • You’ve served six or more years in the Reserves or National Guard

  • Your spouse died due to their work in the military

There are some restrictions to these eligibilities. For example, your chosen lender may still have credit score minimums.

Applying for a VA Loan

There are two main steps for applying for a VA Loan. First, you’ll have to ensure your eligibility. You can do this by checking the VA’s official website. Be sure to call them with any questions you may have.

Next, you’ll need a certificate of eligibility. The easiest way to acquire one is through your chosen lender.  If you haven’t chosen a lender, you can also apply online through the eBenefits portal, or by mailing in a paper application.

Once you have a certificate, you can apply for your mortgage and you’ll be on your way to buying a home.



314 Elm St, Halifax, MA 02338

Single-Family

$549,900
Price

8
Rooms
3
Beds
2/1
Full/Half Baths
Oversized New England Cape surrounded by gorgeous perennial gardens. A charming white arbor leads you into a fairytale garden w/ multiple mulched pathways, a waterfall fish pond, fire pit & adorable sitting bench & wooden bridge, w/each grouping of plants/flowers labeled & on a timed well-water sprinkler system for easy, low-cost maintenance. Oversized storage shed w/electricity. Small vernal pond,1-3 feet for ice skating in the winter! *SEE VIDEO ATTACHED* Walking path to Burrage Preserve (1,638 acres) w/8 ponds for fishing & 15+ miles for walking/biking. *SEE ATTACHED UPGRADES* including New Furnace & Water Heater 2020, newer roof shingles 2016, replacement windows, custom oak kitchen cabinets, vinyl cedar-impression siding, AZEK trim & window boxes. Partially finished basement w/decorative wood stove & cool hidden doors & storage walls! Master Bed addition w/scenic views, surround sound & so much storage! Located 2 miles to T station for easy commute. 1st showings at Open House Sat
Open House
Saturday
July 24 at 11:00 AM to 1:00 PM
Cannot make the Open Houses?
Location: 314 Elm St, Halifax, MA 02338    Get Directions

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When it comes to adding your residence to the real estate market, it is always better to err on the side of diligence.

Ultimately, there are many reasons to become a diligent home seller, including:

1. You can price your house competitively from the get-go.

For those who want to become diligent home sellers, it is paramount to set a competitive price from the get-go. By doing so, a diligent home seller can stir up plenty of interest in his or her house and boost the chances of a quick home sale.

A diligent home seller will allocate the necessary time and resources to learn about the real estate market. As such, this home seller will have no trouble establishing a competitive price for his or her residence from day one.

In addition, a diligent home seller will examine the prices of available houses that are similar to his or her own. With this housing market data in hand, a diligent home seller can establish a price range for his or her residence.

2. You can identify home improvement opportunities.

A diligent home seller likely understands that his or her residence has various pros and cons. At the same time, this property seller recognizes home improvement opportunities.

To learn about home improvement opportunities, a diligent home seller usually will conduct a home appraisal. This appraisal enables a property inspector to evaluate a residence and provide the home seller with an in-depth report about the house's condition. Then, the home seller can use these property insights to streamline his or her home improvement efforts.

Completing a series of home improvements can make a world of difference in the eyes of homebuyers. In fact, a diligent home seller will prioritize home improvement projects and finish assorted home interior and exterior tasks to transform an ordinary residence into a stellar one.

3. You can keep your cool in stressful negotiations with a homebuyer.

Let's face it – no home seller wants to worry about stressful negotiations with a property buyer. Fortunately, a diligent home seller will know what it takes to remain calm, cool and collected as home selling negotiations proceed.

A diligent home seller will understand the true value of his or her house. Thus, this home seller can enter negotiations with actionable data to help him or her make informed decisions.

Plus, a diligent home seller will maintain an open approach throughout negotiations. This approach will enable a home seller to listen to what a homebuyer has to say at all times. And if a home seller maintains an open approach, he or she increases the likelihood that all parties involved in negotiations will get the best possible results.

If you ever need extra assistance as you prepare to list your residence, you can always reach out to a real estate agent too.

Even a diligent home seller will collaborate with a real estate agent to get home selling guidance. That way, a diligent home seller can move one step closer to optimizing the value of his or her residence.



314 Elm St, Halifax, MA 02338

Single-Family

$549,900
Price

8
Rooms
3
Beds
2/1
Full/Half Baths
Oversized New England Cape surrounded by gorgeous perennial gardens. A charming white arbor leads you into a fairytale garden w/ multiple mulched pathways, a waterfall fish pond, fire pit & adorable sitting bench & wooden bridge, w/each grouping of plants/flowers labeled & on a timed well-water sprinkler system for easy, low-cost maintenance. Oversized storage shed w/electricity. Small vernal pond,1-3 feet for ice skating in the winter! *SEE VIDEO ATTACHED* Walking path to Burrage Preserve (1,638 acres) w/8 ponds for fishing & 15+ miles for walking/biking. *SEE ATTACHED UPGRADES* including New Furnace & Water Heater 2020, newer roof shingles 2016, replacement windows, custom oak kitchen cabinets, vinyl cedar-impression siding, AZEK trim & window boxes. Partially finished basement w/decorative wood stove & cool hidden doors & storage walls! Master Bed addition w/scenic views, surround sound & so much storage! Located 2 miles to T station for easy commute. 1st showings at Open House Sat
Open House
Saturday
July 17 at 11:00 AM to 1:00 PM
More Open Houses
Cannot make the Open Houses?
Location: 314 Elm St, Halifax, MA 02338    Get Directions

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