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Cleaning is most peoples' least favorite thing on a typical day. But for Open House day? It can seem either terrifying or expensive, but it doesn't have to be. A little elbow grease can make a huge difference and save you a bundle.
You have to be careful of painted walls. If you're too abrasive, you'll rough up the paint. If you don't scrub enough, and the walls remain dirty. Start with a soft damp cloth like microfiber or a new sponge and just some clean water. If that's not enough, try a mild grease-cutting soap like dish or hand soap. If your walls are still dirty, use a kitchen or all-purpose spray cleaner or try a wall eraser. Stay away from steel wool or exfoliating style cleaners since they can take the paint right off your wall, which increases your cost.
It should be no surprise that your best option here is to clean your stainless-steel appliances regularly. Regularly here means once or twice a week depending on how often you use it. A disinfectant spray or bleach and water solution will help to clean off any grime. Follow that up with a stainless-steel finishing spray available at your local appliance store. Use a soft, lint-free cloth and never liquid glass stovetop cleansers or soft scrubs as they can scratch or damage the surface and finish.
Tile Countertops, Floors, and Showers
You can purchase a variety of tile cleaners at your local home improvement store, or easily make your own neutral pH cleaner from baking soda and water (use about ¼ cup baking soda per 1 gallon of water). Use a soft sponge or sponge mop to apply the mixture directly to your tile. You can clean the grout with the same solution, or for more stubborn stains get an oxygen bleach-based grout cleaner (it’s probably right next to the tile cleaner at the store). This time use a toothbrush to apply the cleanser and let it sit for 10-15 minutes before wiping it off. You can use a grout sealant to protect your grout once it’s clean to help keep it that way longer.
Wood Flooring and Carpets
Household cleaners and wood soaps are best for wood floors. You can use a similarly colored oil-based polish to fill in any scratches. If you have too many scratches, you might wait to sand the wood down and apply a stain-finish product, but be careful you know what you’re doing. If it’s a big job, it might be best to leave this one to the professionals.
Your carpet needs more than just a regular vacuum, so try out a carpet cleaning machine, usually available for rent at your local home improvement store. Be careful only to use the soap or cleaner recommended for the device you rent, and in the right amounts. Extra soap can work against you. If it's left in the carpet, then it attracts more dirt.
Your real estate agent can help you determine if your cleaning situation is DIY or requires the professionals.
17 Aberdeen, Plymouth, MA 02360
17 Aberdeen, Plymouth, MA 02360
Perhaps one of the most challenging things about buying a home is saving for the downpayment. Collecting such a large sum of money can be difficult. The truth is that most buyers actually think that they need more than they actually do to buy a home. The downpayment doesn’t need to be a barrier to your path to homeownership. There are so many programs that offer low and even no down payment home loans. Read on to learn more about down payments and programs that can help you.
First, let’s look at what a down payment is and how it can help you. If you put 10% down on a $200,000 home that’s $20,000. The downpayment minus the purchase price of the home is $180,000, and that's how much your home loan will be. The more money you can put down on the house, the lower your home loan will be and the lower your monthly mortgage payments will be. A large down payment can indeed save you in the long term. If you’re looking to move into a home sooner rather than later, saving a considerable sum isn’t always possible.
Low Downpayment Mortgages
You need to decide what type of home loan you need by the amount of downpayment you’re willing and able to put down. Some benefits go along with making a down payment, but there are some negatives.
By making a substantial down payment you may despite your savings, leaving little money for emergencies. Your mortgage rate may not be affected by a large downpayment either. It can be hard to decide what type of loan to get and just how much you really can afford.
FHA loans are among the most popular type of home loans. The downpayment that’s required is just 3.5%. The requirements are simple, and you don’t have to be a first-time homebuyer to qualify.
The drawback to an FHA loan is that you cannot cancel the monthly mortgage insurance that comes along with it unless you refinance the home. Traditional mortgage insurance is canceled when you have built up 20% equity in the house, but this isn’t the case with FHA loans.
Another positive about FHA loans is that your credit score doesn’t have to be stellar in order for you to qualify. Some lenders approve FHA loans with credit scores as low as 580.
VA Home Loans
Buyers who have current or former military service status can qualify for this zero down mortgage. These loans are benefits to veterans and current members of the Armed Forces. While no downpayment is required, buyers may put down any amount they wish. The only requirements are that buyers be members of the military either currently serving for 90 days or two years of active duty service if not an active member.
The above options are great for those who can’t afford or don’t wish to put down large down payments but still hope to be homeowners.